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Home / Recent Blog Posts

Recent Blog Posts

low down payment bank statement loan
Mortgage Advice

Low Down Payment Bank Statement Loan – 3.5%

ByEric Jeanette February 13, 2025

Low Down Payment Bank Statement Loan For many, the dream of homeownership can feel like an elusive goal, especially for those who are self-employed or earn an irregular income. If…

Read More Low Down Payment Bank Statement Loan – 3.5%Continue

Low Down Payment ITIN Loan
Mortgage Advice

Low Down Payment ITIN Loan – Only 3.5% Down Available

ByEric Jeanette February 8, 2025

Low ITIN Loan Down Payment Options Many ITIN card holders face challenges that can feel overwhelming when it comes to home financing options. If you are using an Individual Taxpayer…

Read More Low Down Payment ITIN Loan – Only 3.5% Down AvailableContinue

Conventional Loan Reserve Requirements
Conventional Loans

Conventional Loan Reserve Requirements for 2025

ByEric Jeanette August 22, 2024January 17, 2025

Conventional Loan Reserve Requirements  Mortgage reserves are a vital element in the approval process of mortgage applications. They provide a financial cushion for borrowers, demonstrating their ability to cover housing…

Read More Conventional Loan Reserve Requirements for 2025Continue

how much of a home loan can i get with a 650 credit score
Mortgage Advice

How Much of a Home Loan Can I Get With a 650 Credit Score?

ByEric Jeanette April 13, 2024January 17, 2025

How Much of a Home Loan Can I Get With a 650 Credit Score?   The loan amount you can get with a 650 credit score is primarily based upon…

Read More How Much of a Home Loan Can I Get With a 650 Credit Score?Continue

what disqualifies a home from usda
Buying a Home

What Disqualifies a Home From USDA Financing?

ByEric Jeanette April 6, 2024January 17, 2025

What Disqualifies a Home from a USDA Loan One key aspect that can disqualify a home from a USDA loan is the specific nature of the location. To be precise,…

Read More What Disqualifies a Home From USDA Financing?Continue

100% disabled veteran home loan
Mortgage Advice

100 Percent Disabled Veteran Home Loan for 2025

ByEric Jeanette March 19, 2024January 11, 2025

100 Percent Disabled Veteran Home Loan A 100 percent Disabled Veteran Home Loan is more than just a loan. It’s a way for our country to thank its disabled veterans…

Read More 100 Percent Disabled Veteran Home Loan for 2025Continue

Foreclosure Bailout Loan
Mortgage Advice

Foreclosure Bailout Loan Options for 2025

ByEric Jeanette March 16, 2024January 17, 2025

Foreclosure Bailout Loan Options A foreclosure bailout loan is a lifeline provided to homeowners who are facing foreclosure, or who are looking to purchase a home soon after a foreclosure…

Read More Foreclosure Bailout Loan Options for 2025Continue

refinance to buyout an estate
Mortgage Advice

Refinance to Buyout an Estate and Siblings – Inherited Property

ByEric Jeanette March 9, 2024January 17, 2025

Refinance to Buyout an Estate Refinancing an inherited home enables you to clear any existing debts tied to the home and gain funds to acquire the remaining ownership held by…

Read More Refinance to Buyout an Estate and Siblings – Inherited PropertyContinue

Gift of Equity
Buying a Home

Gift of Equity Guide for 2025 – How it Works

ByEric Jeanette February 24, 2024January 17, 2025

Gift of Equity to Purchase a Home: A Guide for First-Time Buyers You can buy a house at lower price when using a gift of equity from a relative.  It’s…

Read More Gift of Equity Guide for 2025 – How it WorksContinue

Mortgage With Adoption Income
Mortgage Advice

Mortgage with Adoption Income Options in 2025

ByEric Jeanette February 18, 2024January 17, 2025

Mortgage with Adoption Income Adopting children can put a financial strain on any household, but the adoption assistance income can be used to help qualify for a mortgage if the…

Read More Mortgage with Adoption Income Options in 2025Continue

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Blogs

  • Low Down Payment Bank Statement Loan – 3.5%
  • Low Down Payment ITIN Loan – Only 3.5% Down Available
  • Conventional Loan Reserve Requirements for 2025
  • How Much of a Home Loan Can I Get With a 650 Credit Score?
  • What Disqualifies a Home From USDA Financing?

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  • LETS GET STARTED
  • Home
  • About Us
  • Mortgage Programs
    • FHA Mortgages
    • Stated Income Loans
    • Bank Statement Loans
    • No Documentation Loans
    • Conventional Mortgages
      • Conventional Loan Peeling Paint Guidelines for 2025
    • Jumbo Mortgages
    • Reverse Mortgages
    • Home Equity Loans
    • VA Loans
    • USDA Loans
    • ITIN Loans
    • HARP Loans
    • Adjustable Rate Mortgages
    • Interest Only Mortgages
  • Solutions
    • Bad Credit
    • Recently Divorced
    • Self Employed
    • Cannot Document Income
    • Small Down Payment
    • Recent Bankruptcy
    • Lower My Payments
    • Cash Out Equity
    • Finance Home Improvements
    • No Tax Returns
  • Lenders
    • FHA Lenders
    • Bad Credit Lenders
    • Subprime Lenders
    • Self Employed Lenders
    • Stated Income Lenders
    • Bank Statement Lenders
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    • USDA Mortgage Lenders
    • Reverse Mortgage Lenders
  • Blog Topics
    • All Topics
    • Mortgage Advice
    • Buying a Home
    • Conventional Loans
    • Home Improvement
    • Real Estate
    • Home Finances
  • Speak to a Loan Professional