Mortgage Advice

How to Refinance Without an Appraisal When refinancing your home, closing costs can be expensive regardless of whether you roll those costs into the loan. It is possible to refinance without…

When Do You Pay Closing Costs? Closing costs for most mortgages will be anywhere from 2%-5% of the purchase price. The majority of the closing costs are paid on the…

Jumbo Bank Statement Loans Jumbo bank statement loans are for self-employed home buyers who are looking for alternative financing for high priced homes up to $5 million. Bank statement loans…

Home Loans for Federal Employees If you are a federal or government employee, you may have an opportunity to purchase or refinance a home with some special home loan programs….

Relocating and Buying a House Without a Job Many home buyers who are relocating seem to struggle with qualifying to purchase a home if they have yet to find a…

Salary to Afford a 700k House The salary needed to afford a 700k house will be based upon various factors including the mortgage program, property taxes, and current mortgage rates….

How to Get Closing Costs Waived One of the major concerns that borrowers have is how much they will have to pay in closing costs regardless of whether they are…

How Do Bank Statement Loans Work Bank statement loans came about after the market crash of 2008. At that time, No doc loans were eliminated and self employed  borrowers were…

Texas Cash Out Refinance Options A Texas cash out refinance will enable you to pull equity out of your home to use towards home improvements or anything else you need…