2019 Top Nonprime Lenders
Top Nonprime Lenders for 2019 – Nonprime Loan Programs
Nonprime mortgages are available again in after they almost completely fell off of the face of the earth after the housing crisis a while ago. Now, so many national nonprime mortgage programs are available to suit your needs. Programs to help the self employed, individuals with bad credit, no down payment, bankruptcies, foreclosures, and more.
If you have had trouble finding financing, then you came to the right place because we have helped thousands of people to finance their dream home with a nonprime loan.
We have developed a network of lenders who collectively have all of the loan programs needed to help you. The lenders below are just a few of the nonprime lenders that we work with. They all have different guidelines and lend in different states. Some may have different credit score or down payment requirements than the others and those things change often.
We keep on top of those changes and it is for this reason that your best option is to fill out our confidential free quote form . Based upon your scenario and location, we will connect you directly with the right lender immediately.
Below is a list of the top nonprime mortgage lenders in no particular order. Between them all, we can help you with your loan no matter what it is and in any state.
- 1. Carrington Mortgage Services
- 2. FNBA – First National Bank of America
- 3. Angel Oak Mortgage Solutions
- 4. North Star Funding
- 5. JMAC Lending
- 6. Citadel Servicing
- 7. Athas Capital
- 8. Quicken Loans
- 9. JG Wentworth Home Lending
- 10. Oak Tree Funding
- 11. Caliber Home Loans
- 12. Green Box Loans, Inc
Still have questions? Contact us for a free consultation!
Nonprime Mortgages FAQ
Q: What credit score is considered to be nonprime?
A: Typically any credit score below 620 is considered to be nonprime. However, a higher score combined with a foreclosure or bankruptcy also would lead to a nonprime loan.
Q: Can I get a nonprime loan if I have a bankruptcy or a foreclosure?
A: Yes, this is exactly why nonprime loan programs are created. That plus for people with low credit scores.
Q: Do nonprime mortgages have higher interest rates?
A: Yes, they often do come with higher interest rates but not too much higher. The lenders have done a good job of being able to keep the interest rates competitive.
Q: What is a nonprime mortgage?
A: They are loans for individuals who do not qualify for a conventional loan due to credit or other financial reasons.
Q: Are nonprime loans safe?
A: The lenders have created the programs now to protect both the lenders and the borrowers. They are safe.
Q: Are nonprime mortgages available for first time home buyers?
A: Yes, they absolutely are.
Q: Are nonprime mortgages available for self employed individuals?
A: Yes, they are now available and many offer bank statement loans as their nonprime option.
Q: Are nonprime loans illegal?
A: No, they are not illegal at all. They are back!
We are able to help you to find a nonprime loan with the best nonprime lenders in the following states: Alabama, Alaska, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, Nevada, New Hampshire, New Jersey, New Mexico, New York, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Vermont, Virginia, Washington, West Virginia, Wisconsin, Wyoming.