{"id":1543,"date":"2018-05-11T09:59:03","date_gmt":"2018-05-11T09:59:03","guid":{"rendered":"https:\/\/dreamhomefinancing.com\/\/?page_id=1543"},"modified":"2024-01-04T03:14:53","modified_gmt":"2024-01-04T08:14:53","slug":"InterestOnlyLoan","status":"publish","type":"page","link":"https:\/\/dreamhomefinancing.com\/InterestOnlyLoan.aspx","title":{"rendered":"Interest Only Loans 2024 &#8211; Interest Only Mortgage Lenders"},"content":{"rendered":"<section class=\"wpb-content-wrapper\"><p>[vc_row][vc_column][vc_column_text]<\/p>\n<h2 style=\"text-align: center;\"><strong>Interest Only Loans 2024 &#8211; Interest Only Mortgage Lenders<\/strong><\/h2>\n<h2><strong><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter size-full wp-image-5432\" src=\"https:\/\/dreamhomefinancing.com\/wp-content\/uploads\/2022\/05\/interest-only-mortgage.jpg\" alt=\"interest only mortgage\" width=\"660\" height=\"400\" srcset=\"https:\/\/dreamhomefinancing.com\/wp-content\/uploads\/2022\/05\/interest-only-mortgage.jpg 660w, https:\/\/dreamhomefinancing.com\/wp-content\/uploads\/2022\/05\/interest-only-mortgage-300x182.jpg 300w\" sizes=\"(max-width: 660px) 100vw, 660px\" \/><\/strong><\/h2>\n<p><em><strong>Updated 9\/30\/2022<\/strong><\/em><\/p>\n<h2><strong>What is an Interest Only Mortgage?<\/strong><\/h2>\n<p><span style=\"color: #000000;\"><strong>An\u00a0interest only\u00a0mortgage is a loan that has a lower monthly payment than a traditional loan because interest only lenders require the borrowers to pay just the interest portion of the loan each month.<\/strong><\/span><\/p>\n<p><span style=\"color: #000000;\">With an interest only home loan, borrowers can pay the interest only, or can choose to repay some portion of the loan balance as they see fit. However, after making interest only loan payments for a period of years (typically 10 years), the amount borrowed must be repaid over a shorter period of time resulting in a significant increase in payments.<\/span><\/p>\n<p><span style=\"color: #000000;\">Interest only mortgage lenders typically offer a variety of interest only home loan options, including 30 year<\/span>\u00a0<a href=\"https:\/\/dreamhomefinancing.com\/FixedRate\/\">fixed rate<\/a>\u00a0<span style=\"color: #000000;\">mortgages and<\/span>\u00a0<a href=\"https:\/\/dreamhomefinancing.com\/AdjustableRate\/\">adjustable rate<\/a>\u00a0<span style=\"color: #000000;\">mortgages. The interest only period will last anywhere from 5-10 years. After that time, interest only lenders will require you to make principal payments large enough to pay off the loan before the 30 year term ends.<\/span><\/p>\n<p><iframe loading=\"lazy\" src=\"https:\/\/www.youtube.com\/embed\/P6dEkPuVXcw\" width=\"560\" height=\"315\" frameborder=\"0\" allowfullscreen=\"allowfullscreen\"><\/iframe><\/p>\n<h2><span style=\"color: #000000;\">Benefits of an Interest Only Loan<\/span><\/h2>\n<p><span style=\"color: #000000;\">For many borrowers, the most appealing benefit of an\u00a0interest only\u00a0home loan is that you control your payment amount and your cash flow in any given month during the\u00a0interest only\u00a0loan period. Another benefit is your monthly mortgage payment will be lower than it would be with an interest plus principal payment. <\/span><\/p>\n<p><span style=\"color: #000000;\">The lower payment will provide you with an opportunity to use the additional funds for other purposes like investments or a college fund.<\/span><\/p>\n<p style=\"text-align: center;\"><a href=\"https:\/\/dreamhomefinancing.com\/LeadForm.aspx\"><strong><span style=\"color: #0000ff;\">Connect with an interest only mortgage lender for a rate quote<\/span><\/strong><\/a><\/p>\n<h2><span style=\"color: #000000;\">Interest only Mortgage Lenders<\/span><\/h2>\n<p><span style=\"color: #000000;\">The following list of interest only mortgage lenders below is just a small sampling of lenders who offer interest only home loans. We work with many others who actually may be a better fit for you.<\/span><\/p>\n<ol>\n<li><span style=\"color: #000000;\"><a style=\"color: #000000;\" href=\"https:\/\/www.navyfederal.org\/loans-cards\/mortgage\/mortgage-rates\/interest-only.php\" target=\"_blank\" rel=\"noopener noreferrer\">Navy Federal Credit Union<\/a><\/span><\/li>\n<li><span style=\"color: #000000;\"><a style=\"color: #000000;\" href=\"https:\/\/www.newamericanfunding.com\/loan-types\/interest-only-loan\/\" target=\"_blank\" rel=\"noopener noreferrer\">New American Funding<\/a><\/span><\/li>\n<li><span style=\"color: #000000;\"><a style=\"color: #000000;\" href=\"https:\/\/www.key.com\/personal\/home-loans-lines\/mortgage\/jumbo-interest-only-mortgage.jsp\" target=\"_blank\" rel=\"noopener noreferrer\">Key Bank<\/a><\/span><\/li>\n<li><span style=\"color: #000000;\"><a style=\"color: #000000;\" href=\"https:\/\/www.sofi.com\/learn\/content\/interest-only-mortgage\/\" target=\"_blank\" rel=\"noopener noreferrer\">SoFi<\/a><\/span><\/li>\n<li><span style=\"color: #000000;\"><a style=\"color: #000000;\" href=\"https:\/\/griffinfunding.com\/non-qm-mortgages\/interest-only-home-loans\/\" target=\"_blank\" rel=\"noopener noreferrer\">Griffin Funding<\/a><\/span><\/li>\n<\/ol>\n<p><a href=\"https:\/\/dreamhomefinancing.com\/LeadForm.aspx\"><strong><span style=\"color: #0000ff;\">Click to be introduced to these lenders<\/span><\/strong><\/a><\/p>\n<p><span style=\"color: #000000;\">Your first step to finding the right interest only mortgage lender is to complete our <a href=\"https:\/\/dreamhomefinancing.com\/LeadForm.aspx\"><strong><span style=\"color: #0000ff;\">free rate quote form<\/span><\/strong><\/a>. We will not pull your credit and it is just to help determine whether you qualify and what the rate and payment would be.<\/span><\/p>\n<h2><span style=\"color: #000000;\">Pros and Cons of an Interest Only Loan<\/span><\/h2>\n<p><span style=\"color: #000000;\"><strong>\u00a0 \u00a0 \u00a0<span style=\"color: #808000; font-size: 14pt;\">Pros<\/span><\/strong><\/span><\/p>\n<ul>\n<li><span style=\"color: #000000;\"><strong>Lower monthly payments during the interest only period <\/strong>\u2013 In the payment example below, you can reduce your payment by $478 per month. This is a huge monthly savings if your goal is to keep your payment down.<\/span><\/li>\n<li><span style=\"color: #000000;\"><strong>You can afford a more expensive home since your payment will be lower<\/strong> \u2013 In the payment example below, the savings from the principal portion of your payment means you will be able to afford an additional $80,000 in your home purchase. If you found a home you are in love with but it is just outside of what you can afford, then consider an interest only loan.<\/span><\/li>\n<li><span style=\"color: #000000;\"><strong>You can re-invest the principal payments into some other investment<\/strong> <strong>vehicle<\/strong> \u2013 Mortgage money is cheap and interest only lenders are able to help you to find a low rate. You can use the difference in payment to invest in other things. Adding that money into your retirement account or putting it into a college fund can really help you in the future.<\/span><\/li>\n<li><span style=\"color: #000000;\"><strong>It is a great option if you do not plan to be in the home long term<\/strong> \u2013 You may be buying a home to live in for just a few years, or you may be buying a home just to rehab and flip. In both of these scenarios an interest only home loan would be great because you will be out of the home before you have to start making principal payments.<\/span><\/li>\n<\/ul>\n<p><span style=\"color: #000000;\"><strong>\u00a0 \u00a0 \u00a0<span style=\"color: #808000; font-size: 14pt;\">Cons<\/span><\/strong><\/span><\/p>\n<ul>\n<li><span style=\"color: #000000;\"><strong>Your rate may adjust after the interest only period<\/strong> \u2013 There are some interest only home loans that are adjustable rate programs. If this is the case, then your rate could increase at some point in the future. Check with one of our interest only lenders about their program to make sure you fully understand whether it is adjustable.<\/span><\/li>\n<li><span style=\"color: #000000;\"><strong>Your payment will increase after the interest only period<\/strong> \u2013 If you are holding onto the interest only loan for a while, then at some point the lender will force you to make principal payments as well. When that happens, your payment could jump up significantly. This is something you need to be fully aware of before you apply for an interest only home loan.<\/span><\/li>\n<li><span style=\"color: #000000;\"><strong>You risk having your home go under water if home values decline in your area<\/strong> \u2013 There are some areas where real estate may be declining. If you plan to put little down on your purchase, then I strongly suggest being careful about getting an interest only loan. Since you will not be paying down the loan with principal payments, you may go to sell the home in a few years and find out that you owe more than the home is worth.<\/span><\/li>\n<\/ul>\n<h3><span style=\"color: #000000;\">Who are Interest Only Loans For?<\/span><\/h3>\n<p><span style=\"color: #000000;\">There are a number of good reasons to consider an interest only home loan. For instance, it might make good financial sense. On a traditional 30 year<\/span>\u00a0<a href=\"https:\/\/dreamhomefinancing.com\/FixedRate\/\">fixed rate<\/a> <span style=\"color: #000000;\">mortgage, roughly 70% of the payment goes toward interest during the first six or seven years of the loan. If your interest rate is low, then you have borrowed money at a good rate.<\/span><\/p>\n<p><span style=\"color: #000000;\">Instead of paying down that low interest rate loan, you could take the extra money you would have each month from making\u00a0interest only\u00a0payments and invest it in something that would bring you a higher rate of return. <\/span><\/p>\n<p><span style=\"color: #000000;\">Depending on your loan amount, you could have access to thousands of dollars over the course of several years to invest or reduce high interest debt, including credit card debt.<\/span><\/p>\n<p><span style=\"color: #000000;\">An\u00a0interest only\u00a0home loan may also be a good option for people who expect to be in their homes for less than ten years. The average homeowner stays in their dream home between five and seven years. As mentioned before, home mortgage payments are mostly interest for the first years of the loan anyway. <\/span><\/p>\n<p><span style=\"color: #000000;\">Many homeowners like the option of making interest only payments and using the extra money for other needs such as saving for college tuition, making home improvements, or putting away for retirement.<\/span><\/p>\n<h2><span style=\"color: #000000;\">Interest Only Loan Calculation<\/span><\/h2>\n<p><span style=\"color: #000000;\">Here is an example of what you can expect from interest only lenders when it comes to your payment. You can see the difference between a traditional loan and the interest only loan at 6%.<\/span><\/p>\n<p style=\"text-align: left; padding-left: 30px;\"><span style=\"color: #000000;\">Loan Amount\u00a0 \u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 \u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 $400,000\u00a0\u00a0\u00a0\u00a0<\/span><br \/>\n<span style=\"color: #ff0000;\"><strong>Interest Only Payment\u00a0 \u00a0 $1,919.50<\/strong><\/span><br \/>\n<span style=\"color: #000000;\">Principal Payment\u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0$478.70<\/span><br \/>\n<span style=\"color: #000000;\">Total Payment (P&amp;I)\u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0$2,398.20<\/span><\/p>\n<p><strong><span style=\"color: #ff0000;\">Monthly Savings with the interest only mortgage is $478.70<\/span><\/strong>. <span style=\"color: #000000;\">That difference in payment means you can afford an additional $80,000 with an interest only home loan.<\/span><\/p>\n<h2><strong>Interest Only Mortgage Rates<\/strong><\/h2>\n<p>Interest only mortgage rates will be very close to what the rates are for a fully amortized mortgage. Lenders will impose a slight premium to the rate of about 1\/8%. Despite the slight increase in rate, the monthly payment will be significantly less as outlined in the calculation above.<\/p>\n<p><span style=\"color: #000000;\">When making a decision of whether to proceed with an interest only loan, compare the rate to a fully amortized mortgage and see what your difference in payment will be.<\/span><\/p>\n<p><span style=\"color: #000000;\">Let us help you to find the best interest only lender for your scenario and in your state.<\/span> <span style=\"color: #0000ff;\"><strong><a style=\"color: #0000ff;\" href=\"https:\/\/dreamhomefinancing.com\/LeadForm.aspx\">Complete our free consultation form<\/a><\/strong><\/span> <span style=\"color: #000000;\">and someone will get back to you.<\/span><\/p>\n<h2><span style=\"color: #000000;\">10 Year Interest Only Mortgage<\/span><\/h2>\n<p><span style=\"color: #000000;\">The 10-year interest only mortgage is the most common version of the interest only mortgage program.\u00a0 The payment is interest only for the first 10 years. Then, in year 11 the payments switch to a fully amortized payment with both interest and principal.\u00a0<\/span><\/p>\n<p><span style=\"color: #000000;\">The 10 year interest only mortgage is a great way to reduce payments in the early years. However, once the loan converts the payments increase significantly because the entire principal balance would need to be paid down over the course of just 20 years.<\/span><\/p>\n<p>This is the most common version offered for <a href=\"https:\/\/dreamhomefinancing.com\/interest-only-investment-loans\/\"><strong><span style=\"color: #0000ff;\">interest only investment loans<\/span><\/strong><\/a>.<\/p>\n<h2><strong><span style=\"color: #000000;\">Interest Only HELOC<\/span><\/strong><\/h2>\n<p><span style=\"color: #000000;\">Most HELOCs come with an interest only feature where you are only required to make interest payments. In fact, some HELOCs do not require a payment but the interest and outstanding balance will continue to grow.<\/span><\/p>\n<p><span style=\"color: #000000;\"><span style=\"font-size: 14pt;\"><strong><u>Common Misconceptions About Interest Only Loans<\/u><\/strong><\/span><strong><br \/>\n<\/strong><\/span><br \/>\n<span style=\"color: #000000;\">Interest only mortgage lenders would like to make sure you understand the truth about these loan programs. While an interest only home loan may be an appealing option to many, there are a number of common misconceptions that you should be aware of prior to making any final decisions.<\/span><\/p>\n<p><span style=\"color: #000000;\">One common myth is that if you are not paying down your loans principal, you are not building equity in your dream home. This is not necessarily true. Homes in the U.S. have been appreciating between 5 and 6% a year. Chances are that even if you are not paying down your principal, you are building equity in your home through appreciation. <\/span><\/p>\n<p><span style=\"color: #000000;\">During a time of declining real estate values, it would make sense for borrowers who have loan balances that are close to the actual value of the home to make principal payments.<\/span><\/p>\n<h3><span style=\"color: #000000;\">What Others in the Industry Say About Interest Only Loans<\/span><\/h3>\n<p><span style=\"color: #000000;\">Melanie Musson from <a style=\"color: #000000;\" href=\"https:\/\/clearsurance.com\/\" target=\"_blank\" rel=\"noopener\">Clearsurance<\/a> says&#8230; &#8220;If you\u2019re planning to only live in an area for a short time, you might want to consider an interest-only mortgage. While you\u2019re not building equity by paying principal, your home may still appreciate, so you\u2019ll be better off than if you had rented.&#8221;<\/span><\/p>\n<p><span style=\"color: #000000;\">Investor <a style=\"color: #000000;\" href=\"https:\/\/www.instagram.com\/milansinghhh\/\" target=\"_blank\" rel=\"noopener\">Milan Singh<\/a> says&#8230; &#8220;Generally speaking, An interest only loan makes sense when you believe you can invest the money you would otherwise be using to make principal payments, and earn a higher return than the interest rate on your loan. This strategy only works if you are disciplined enough to reinvest the money wisely, and if you are comfortable with having less equity in your home.&#8221;<\/span><\/p>\n<p><span style=\"color: #000000;\">Martin Orefice the CEO of <a style=\"color: #000000;\" href=\"https:\/\/renttoownlabs.com\/\" target=\"_blank\" rel=\"noopener\">Rent to Own Labs<\/a> says.. &#8220;Interest-only loans are a great choice for people who intend to sell their homes sometime before the interest-only period is up. Especially if your property value has gone up in that 10-year span, you can sell your home for enough to pay off the loan and have a lump for your next down payment, while having enjoyed those nice, low interest rates for up to 10 years.&#8221;<\/span><\/p>\n<p><span style=\"color: #000000;\">Elena Jones who is a founder at <a style=\"color: #000000;\" href=\"https:\/\/financejar.com\/\" target=\"_blank\" rel=\"noopener\">Finance Jar<\/a> says&#8230; &#8220;If you&#8217;re making investments in real estate, the use of an interest-only loan could save you money on taxes because customers can assert increased tax deductions. You&#8217;ll also have more working capital to use on your rental property because of the reduced interest payments.&#8221;<\/span><\/p>\n<h3><strong>Summary<\/strong><\/h3>\n<p>Interest only loans can be beneficial for individuals who do not plan to own the home for very long or who have had a significant decline in income. The obvious position is that you should be paying down your loan balance. In fact, we recommend a 15 yr fixed mortgage so you can be mortgage free much sooner.<\/p>\n<p style=\"text-align: center;\"><a href=\"https:\/\/dreamhomefinancing.com\/LeadForm.aspx\"><strong><span style=\"color: #0000ff;\">Click to get connected to a lender who can help with your interest only loan options<\/span><\/strong><\/a><\/p>\n<p><span style=\"text-decoration: underline; color: #000000;\"><span style=\"font-size: 14pt;\"><strong>Related Questions<\/strong><\/span><\/span><\/p>\n<p><span style=\"color: #000000;\"><strong>Do banks still offer interest only home loans?<\/strong><\/span><br \/>\n<span style=\"color: #000000;\">Interest only mortgages are still available, but many traditional banks do not offer them. They are available through some niche <a href=\"https:\/\/dreamhomefinancing.com\/portfolio-lenders\/\"><strong><span style=\"color: #0000ff;\">portfolio lenders<\/span><\/strong><\/a>.<\/span><\/p>\n<p><span style=\"color: #000000;\"><strong>Are interest only mortgage rates higher?<br \/>\n<\/strong>The interest only mortgage rates can be slightly higher. However, your payment will be significantly less. You also have the ability to buy down that slight rate difference.<\/span><\/p>\n<p><span style=\"color: #000000;\"><strong>Are interest only home loans safe?<\/strong><\/span><br \/>\n<span style=\"color: #000000;\">Interest only home loans are safe as long as you are smart about your financial situation. The one key factor is whether you believe the home value will decline or increase over time. If the value increases, then you have little to no risk. If you are in a declining market, then you risk having the home go under water if you put very little down on the home when making the purchase.<\/span><\/p>\n<p><strong>What happens when my interest only mortgage period ends?<\/strong><br \/>\nThe interest only portion of your mortgage will last anywhere from 5-10 years. At that point, you will be required to begin making a full payment to include principal too. Most homeowners refinance before this occurs.<\/p>\n<p><strong>Can I switch my current mortgage to interest only?<\/strong><br \/>\nIf you have an existing mortgage, it is unlikely that your current lender will allow you to convert it to an interest only loan.<\/p>\n<p><strong>Is an interest only mortgage better than a regular mortgage?<\/strong><br \/>\nThe answer will differ for each person. If you do not plan to be in the home for a long time and you want to save on monthly payments, then in that instance it may be better.<\/p>\n<p><span style=\"font-size: 14pt; color: #000000;\"><u><strong>Related Articles &#8211; Interest Only\u00a0Home Loans<\/strong><\/u><\/span><\/p>\n<p><a href=\"https:\/\/dreamhomefinancing.com\/non-qm-lenders\/\"><span style=\"color: #0000ff;\">Non QM Lenders who Offer Interest Only Home Loans<\/span><\/a><\/p>\n<p><a href=\"http:\/\/articles.moneycentral.msn.com\/Banking\/HomeFinancing\/CouldYouHandleAnInterestOnlyLoan.aspx\" target=\"_blank\" rel=\"noopener noreferrer\">Could You Handle An Interest Only Loan ?<\/a>\u00a0&#8211;\u00a0<span style=\"color: #000000;\">MSN Money<\/span><\/p>\n<p><a href=\"http:\/\/money.cnn.com\/2005\/03\/07\/real_estate\/financing\/interestonly\/index.htm\" target=\"_blank\" rel=\"noopener noreferrer\">The Pros And Cons Of Interest Only Loans<\/a>\u00a0&#8211; <span style=\"color: #000000;\">CNN Money<\/span><\/p>\n<p><a href=\"http:\/\/www.cnbc.com\/2015\/07\/20\/interest-only-mortgages-theyre-baaack.html\" target=\"_blank\" rel=\"noopener noreferrer\">Interest Only Mortgages are Back<\/a>[\/vc_column_text][\/vc_column][\/vc_row]<\/p>\n<p><strong>We are able to help you to find an interest only mortgage lender in the following states:<\/strong>\u00a0Alabama, Alaska, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, Nevada, New Hampshire, New Jersey, New Mexico, New York, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Vermont, Virginia, Washington, West Virginia, Wisconsin, Wyoming<\/p>\n<\/section>","protected":false},"excerpt":{"rendered":"<p>[vc_row][vc_column][vc_column_text] Interest Only Loans 2024 &#8211; Interest Only Mortgage Lenders Updated 9\/30\/2022 What is an Interest Only Mortgage? An\u00a0interest only\u00a0mortgage is a loan that has a lower monthly payment than a traditional loan because interest only lenders require the borrowers to pay just the interest portion of the loan each month. With an interest only&#8230;<\/p>\n","protected":false},"author":1,"featured_media":5432,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"_kadence_starter_templates_imported_post":false,"_kad_post_transparent":"default","_kad_post_title":"default","_kad_post_layout":"default","_kad_post_sidebar_id":"","_kad_post_content_style":"default","_kad_post_vertical_padding":"default","_kad_post_feature":"","_kad_post_feature_position":"","_kad_post_header":false,"_kad_post_footer":false,"footnotes":""},"categories":[190],"tags":[189],"acf":[],"_links":{"self":[{"href":"https:\/\/dreamhomefinancing.com\/wp-json\/wp\/v2\/pages\/1543"}],"collection":[{"href":"https:\/\/dreamhomefinancing.com\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/dreamhomefinancing.com\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/dreamhomefinancing.com\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/dreamhomefinancing.com\/wp-json\/wp\/v2\/comments?post=1543"}],"version-history":[{"count":23,"href":"https:\/\/dreamhomefinancing.com\/wp-json\/wp\/v2\/pages\/1543\/revisions"}],"predecessor-version":[{"id":6778,"href":"https:\/\/dreamhomefinancing.com\/wp-json\/wp\/v2\/pages\/1543\/revisions\/6778"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/dreamhomefinancing.com\/wp-json\/wp\/v2\/media\/5432"}],"wp:attachment":[{"href":"https:\/\/dreamhomefinancing.com\/wp-json\/wp\/v2\/media?parent=1543"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/dreamhomefinancing.com\/wp-json\/wp\/v2\/categories?post=1543"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/dreamhomefinancing.com\/wp-json\/wp\/v2\/tags?post=1543"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}