{"id":2391,"date":"2018-08-16T17:09:23","date_gmt":"2018-08-16T17:09:23","guid":{"rendered":"https:\/\/dreamhomefinancing.com\/\/?page_id=2391"},"modified":"2019-10-27T14:00:35","modified_gmt":"2019-10-27T14:00:35","slug":"georgia-bank-statement-loans","status":"publish","type":"page","link":"https:\/\/dreamhomefinancing.com\/georgia-bank-statement-loans.aspx","title":{"rendered":"Georgia Bank Statement Loans &#8211; Stated Income Loans"},"content":{"rendered":"<section class=\"wpb-content-wrapper\"><p>[vc_row][vc_column][vc_column_text]<\/p>\n<h2 style=\"text-align: center;\">Georgia Bank Statement Loans &#8211; Bank Statement Lenders<\/h2>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter size-full wp-image-4041\" src=\"https:\/\/dreamhomefinancing.com\/wp-content\/uploads\/2019\/10\/Georgia-Bank-Statement-Loans.jpg\" alt=\"Georgia Bank Statement Loans\" width=\"660\" height=\"400\" data-pin-description=\"Georgia Bank Statement Loans\" srcset=\"https:\/\/dreamhomefinancing.com\/wp-content\/uploads\/2019\/10\/Georgia-Bank-Statement-Loans.jpg 660w, https:\/\/dreamhomefinancing.com\/wp-content\/uploads\/2019\/10\/Georgia-Bank-Statement-Loans-300x182.jpg 300w\" sizes=\"(max-width: 660px) 100vw, 660px\" \/><\/p>\n<p>Georgia home buyers are now able to find bank statement loans. In the past, these loans were called stated income loans or even no documentation loans. Over time, the programs disappeared and then when they came back these loan programs developed into what we now call bank statement loans.<\/p>\n<p>We will walk you through everything you need to know about Georgia bank statement loans and then connect you with a <a href=\"https:\/\/dreamhomefinancing.com\/\/LeadForm\/\">Georgia bank statement mortgage lender<\/a>.[\/vc_column_text][vc_empty_space height=&#8221;5px&#8221;][vc_column_text]<\/p>\n<p style=\"text-align: center;\"><a href=\"https:\/\/dreamhomefinancing.com\/\/LeadForm\/\"><strong><span style=\"font-size: 14pt; color: #3366ff;\">Click to see if you qualify<\/span><\/strong><\/a><\/p>\n<p>[\/vc_column_text][\/vc_column][\/vc_row][vc_row][vc_column][vc_column_text]<\/p>\n<h3><strong>Georgia Bank Statement Loan Programs<\/strong><\/h3>\n<p>Borrowers will qualify based upon the 12-24 month bank deposits (both personal and\/or business accounts). These bank statements are what the lenders will use to determine whether you have a steady flow of funds coming in to support your future mortgage payments.<\/p>\n<p>[\/vc_column_text][\/vc_column][\/vc_row][vc_row][vc_column][vc_empty_space height=&#8221;20px&#8221;][vc_column_text]<\/p>\n<h3><strong>How Do You Qualify for a Georgia Bank Statement Mortgage?<\/strong><\/h3>\n<p>These are just general guidelines and may vary slightly based upon your personal scenario. So, we encourage you to <a href=\"https:\/\/dreamhomefinancing.com\/\/LeadForm.aspx\">click to connect with a Georgia bank statement lender<\/a> to have a free no obligation discussion.<\/p>\n<ul>\n<li><strong>You must be self employed<\/strong><\/li>\n<li><strong>Down Payment\u00a0<\/strong>&#8211; 10-20%\u00a0down. Possibly more if you have a bankruptcy or bad credit.<\/li>\n<li><strong>Credit Scores<\/strong>\u00a0&#8211; Some lenders may allow scores as low as 550. We suggest speaking with one of our bank statement lenders to find out what your personal scenario is.<\/li>\n<li><strong>Bank Statement Requirements<\/strong>\u00a0&#8211; Most lenders require you to supply 12-24 months&#8217; worth of bank statements<\/li>\n<li><strong>P&amp;L\u00a0Statements<\/strong>\u00a0&#8211; It is possible that your lender may require you to provide a P&amp;L\u00a0statement.<\/li>\n<li><strong>Assets<\/strong>\u00a0&#8211; Your assets must be fully verified.<\/li>\n<\/ul>\n<p><span style=\"font-size: 14pt; color: #0000ff;\"><a style=\"color: #0000ff;\" href=\"https:\/\/dreamhomefinancing.com\/\/LeadForm\/\"><strong>Click to Get a Georgia Bank Statement Loan Rate Quote<\/strong><\/a><\/span>[\/vc_column_text][vc_empty_space height=&#8221;5px&#8221;][\/vc_column][\/vc_row][vc_row][vc_column][vc_column_text]<\/p>\n<h3><u><strong>Frequently Asked Questions<\/strong><\/u><\/h3>\n<p><strong>Do I\u00a0have to be self employed?<\/strong><br \/>\nAt least one borrower on the loan must be self employed for a minimum of two years. A co-borrower can be a W2 wage earner.<\/p>\n<p><strong>Can I finance an investment property?<\/strong><br \/>\nYou can get a bank statement loan for an investment or even a second home. This also includes cash out refinances.<\/p>\n<p><strong>Can I use my personal bank statements in addition to my business statements?<\/strong><br \/>\nMost lenders will allow you to use both bank statement accounts. However, they may use only a portion of the deposits into business accounts.<\/p>\n<p><strong>If I\u00a0have a low credit score, can I still qualify?<\/strong><br \/>\nSome lenders will allow for scores as low as 500. Keep in mind that your down payment requirement and the interest rate may be higher if you have low credit scores.<\/p>\n<p><strong>If I filed for bankruptcy, can I still qualify?<\/strong><br \/>\nSome lenders will still help you with your loan even if you have a recent bankruptcy, but your down payment requirement may change.<\/p>\n<p><strong>If my business is losing money, can I qualify?<\/strong><br \/>\nYou may still qualify based upon your bank deposits. Lenders will not look at the net income or loss reported on your tax returns.<\/p>\n<p><strong>Who are some of the lenders that offer bank statement loans?<br \/>\n<\/strong>Some of the bank statement mortgage lenders include\u00a0North Star Funding,\u00a0Citadel Servicing,\u00a0First National Bank of America,\u00a0Mortgage Depot,\u00a0Angel Oak\u00a0Mortgage Solutions, and others. However, we recommend that you <a href=\"https:\/\/dreamhomefinancing.com\/\/LeadForm.aspx\">click to follow this process to contact a lender<\/a> and we will match you with the right one based upon your scenario.<\/p>\n<p>Still have questions?\u00a0<a href=\"https:\/\/dreamhomefinancing.com\/\/LeadForm\/\">Contact us!<\/a><\/p>\n<p><strong>We are able to help you to find a bank statement loan with the best bank statement lenders in the following states:<\/strong> Alabama, Alaska, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, Nevada, New Hampshire, New Jersey, New Mexico, New York, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Vermont, Virginia, Washington, West Virginia, Wisconsin, Wyoming.<\/p>\n<p>[\/vc_column_text][\/vc_column][\/vc_row]<\/p>\n<\/section>","protected":false},"excerpt":{"rendered":"<p>[vc_row][vc_column][vc_column_text] Georgia Bank Statement Loans &#8211; Bank Statement Lenders Georgia home buyers are now able to find bank statement loans. In the past, these loans were called stated income loans or even no documentation loans. Over time, the programs disappeared and then when they came back these loan programs developed into what we now call&#8230;<\/p>\n","protected":false},"author":1,"featured_media":4041,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"_kadence_starter_templates_imported_post":false,"_kad_post_transparent":"","_kad_post_title":"","_kad_post_layout":"","_kad_post_sidebar_id":"","_kad_post_content_style":"","_kad_post_vertical_padding":"","_kad_post_feature":"","_kad_post_feature_position":"","_kad_post_header":false,"_kad_post_footer":false,"footnotes":""},"categories":[121],"tags":[130],"acf":[],"_links":{"self":[{"href":"https:\/\/dreamhomefinancing.com\/wp-json\/wp\/v2\/pages\/2391"}],"collection":[{"href":"https:\/\/dreamhomefinancing.com\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/dreamhomefinancing.com\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/dreamhomefinancing.com\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/dreamhomefinancing.com\/wp-json\/wp\/v2\/comments?post=2391"}],"version-history":[{"count":5,"href":"https:\/\/dreamhomefinancing.com\/wp-json\/wp\/v2\/pages\/2391\/revisions"}],"predecessor-version":[{"id":4042,"href":"https:\/\/dreamhomefinancing.com\/wp-json\/wp\/v2\/pages\/2391\/revisions\/4042"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/dreamhomefinancing.com\/wp-json\/wp\/v2\/media\/4041"}],"wp:attachment":[{"href":"https:\/\/dreamhomefinancing.com\/wp-json\/wp\/v2\/media?parent=2391"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/dreamhomefinancing.com\/wp-json\/wp\/v2\/categories?post=2391"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/dreamhomefinancing.com\/wp-json\/wp\/v2\/tags?post=2391"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}